A Brief Overview of Purchase and Sale Agreements

 

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Purchase and Sale Agreements
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A graduate of Boston University Law School, Henrietta Feldman oversees a private legal practice in Palm Beach, Florida. Focused on real estate law, Henrietta Feldman assists individual and commercial clients with various matters, including purchase and sale agreements.

Also known simply as a purchase agreement, a purchase and sale agreement is a legal document that is drafted after the buyers and sellers in a real estate transaction mutually agree to a purchase offer. The agreement is one of the final steps in the home-buying process, and it outlines the terms and conditions of the purchase.

The information in a purchase agreement can vary, but it typically includes the final sale price, approximate closing date, commission details, and any contingencies stipulated by the potential buyer. Conditions and contingencies of sale may cover details related to financing, home inspections, and/or needed repairs.

In addition to terms and conditions of sale, the agreement will include details about the earnest money deposit, which is submitted by the buyer. The deposit is typically around $1,000, and it is usually nonrefundable if the buyer walks out on the purchase and sale agreement without legal cause.

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Five Healthy Reasons to Develop a Regular Running Habit

 

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Regular Running Habit
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In 2015, attorney Henrietta Feldman established her private law firm in Palm Beach, Florida, where she focuses on commercial and residential real estate law. Away from the office, Henrietta Feldman maintains a healthy lifestyle by running on a regular basis, and she often enters 5K races.

Running is one of the most basic forms of exercise, and many prefer it because of its convenience – you can run practically everywhere. Developing a habit of running or jogging can also lead to several health benefits, some less obvious than others. Consider the following advantages:

1. Help prevent colon or breast cancer

Studies show that people who stay active with exercise such as running have a lower risk of developing colon cancer. In addition, women who run regularly can lower their risk of breast cancer by as much as 30 percent.

2. Increase longevity and fight Alzheimer’s

Running can help people live longer and stay active further into their later years. In addition, this form of exercise can prevent many symptoms of dementia and Alzheimer’s disease.

3. Lower stress and boost sleep quality

People who run can naturally lower their blood pressure and increase their serotonin levels. This reduces stress and can improve sleep quality.

4. Decrease risk of heart disease

Research demonstrates that running even for small increments throughout the week can dramatically decrease a person’s risk of developing heart disease. You can achieve this effect with 20-minute runs three days a week.

5. Outdoor running can elevate self-esteem

Many people enjoy the comfort of running on treadmills or indoor tracks, but studies have shown that exercising outdoors can give your self-esteem a boost.

The American Spirit – A Collection of Speeches by David McCullough

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The American Spirit
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A graduate of Boston University School of Law, Henrietta Feldman is the owner of the Law Offices of Henrietta Feldman LLC in Palm Beach, Florida. In her leisure time, Feldman enjoys reading non-fiction, and her favorite author is David McCullough.

McCullough has cemented his position as one of the foremost historians and writers in the United States. During his career, he has won the Pulitzer Prize twice and received the Presidential Medal of Freedom. His list of New York Times bestsellers includes 1776, John Adams, and The Wright Brothers, and his most recent publication is The American Spirit.

The American Spirit: Who We Are and What We Stand For is a collection of speeches given by McCullough throughout his career. He originally authored these texts for addressing audiences at universities, historical organizations, and the U.S. Congress. Compiled from a lifetime of work, The American Spirit offers readers a reminder of the core values of the nation and how they unite us, regardless of our differences.

Jobs for Helpers of High-Risk Youth

 

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Social Workers
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Attorney Henrietta Feldman focuses her solo practice in Palm Beach, Florida, on residential and commercial real estate. Henrietta Feldman also serves the community by mentoring high-risk children and teenagers.

Several occupational categories exist for persons wishing to help troubled youth: social workers, guidance counselors, outreach workers, and teachers.

Youth and family social workers generally have bachelor’s-level professional degrees. In addition to counseling, they locate resources for physical needs, such as food and housing. They work for organizations such as schools, non-profits, and walk-in clinics. Their contributions range from anti-gang violence training and substance abuse prevention to family problems and career choices.

Located in public and private schools, guidance counselors deal with problems that hinder learning. State-licensed and holding bachelor’s and often master’s degrees, they also address family dynamics, academic problems, and behavioral issues such as suicide. Guidance counselors additionally assist in selecting vocations and by giving standardized tests.

Outreach workers meet with troubled youth on their turf in recreational facilities and the streets. They strive to engage their clients in dealing with issues such as gun violence and drugs. They also advocate for them with local organizations and families. Outreach workers may have bachelor’s degrees in human services, but some do not have a post-secondary education.

Teachers often do more than hand out grades. They are sometimes the first to identify at-risk youth. Frequently serving as encouragers, teachers often spend time outside of school hours to mentor and serve as positive examples. Youth who would not ordinarily seek help from other professionals will sometimes go to their teachers for assistance.

Protect Yourself Legally When Purchasing or Selling a Home

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Purchasing or Selling a Home
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An experienced real estate attorney, Henrietta Feldman practices out of her law office in Palm Beach, Florida. As an attorney who assists with residential real estate, Henrietta Feldman helps clients who are buying or selling a home.

Although it’s not mandatory to hire an attorney when you are buying or selling a home, it’s a good idea to do so. Real estate attorneys can help for several reasons. The main reason for hiring an attorney is they are able to protect your rights. Although you may know your basic rights as a homebuyer or seller, it’s best to have an attorney who can look over contracts and notice any red flags. The red flags may include your being responsible for all closing costs, the home being sold as-is, or other issues that may be buried deep in the contract that you may not have thought to check.

Additionally, real estate attorneys are well-versed in property law, and they know each of the title searches that must be done to make sure the person who is selling the home you’re interested in can do so legally. With an attorney by your side through this process, it makes for a less overwhelming experience as she or he knows which legal documents need to be filled out and when they should be submitted.

How an Attorney Can Help During a Foreclosure

 

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Foreclosure
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Owner of a law office in Palm Beach, Florida, Henrietta Feldman is a real estate attorney. With clients in Florida and Massachusetts, Henrietta Feldman specializes in residential cases, including foreclosures.

Many people assume when they are facing a foreclosure that they are definitely going to lose their home. However, with the right help from a real estate attorney, it may be possible to avoid this eventuality. One of the ways an attorney can help with a foreclosure is if your loan officer or lending institution didn’t follow appropriate procedures at some point during the foreclosure process. A foreclosing party is required by law and by legal agreements to follow specific steps. An attorney can look into the circumstances and let the homeowner know if a mistake or mistakes were made.

When involving an attorney in a foreclosure case, the entire process will slow down for the homeowner. As soon as an attorney is involved, the legal department at the mortgage company will have to get in contact with the attorney. During this process, it may give the homeowner a chance to catch up on their finances.

Additionally, an attorney can try to negotiate a payment plan with the lender to allow smaller payments so the homeowner can catch up more easily. Although an attorney won’t always be able to help, they often have a better chance of getting a mortgage company to listen to them than the homeowner.

Reasons to Get a Home Appraisal

 

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Home Appraisal
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A graduate of Cornell University and Boston University School of Law, Henrietta Feldman has practiced real estate law since 1999. Working with both commercial and residential clients in Florida and Massachusetts, Henrietta Feldman reviews and documents transactions such as leases, purchases, inspections, and appraisals.

Determining the fair market value of a home is an essential step in the process of home buying and selling. A qualified, state-licensed appraiser evaluates the home’s age and condition, as well as its future marketability and selling prices of nearby homes, to accurately determine whether the home’s selling price is fair. A home appraisal may be necessary in order to refinance a home, or to determine if a loan’s remaining balance has fallen below 80 percent of a home’s value should the owners wish to discontinue their private mortgage insurance or PMI. Additionally, homeowners who are considering renovations might hire an appraiser to determine whether the contemplated improvements would add significant value to their home.